Riley Carter

Riley Carter, Ph.D., is a seasoned economist, devoted mother, and compassionate storyteller whose work seamlessly bridges the gap between high-level economic theory and the everyday realities of family life. Raised in the heart of Chicago, Riley's fascination with the economic forces shaping households began early, inspired by her parents’ determination to balance work, family, and aspirations. She earned her Ph.D. in Economics from the University of Michigan, specializing in household economics and behavioral finance—a blend that became the cornerstone of her life’s work. With over 20 years of experience as a university professor, researcher, and consultant, Riley has dedicated her career to exploring how families make financial decisions and navigate challenges. From boardrooms to classrooms, her insights have empowered countless individuals to understand and take control of their financial futures. Yet for Riley, her most meaningful lessons came from her own life as a wife, mother of two, and manager of a bustling suburban household just outside Chicago. Drawing from both professional expertise and personal experience, Riley writes with a unique voice that combines sharp economic analysis with relatable humor and warmth. Her books unravel complex economic principles into practical advice, covering topics like household budgeting, meal planning, saving for college, and creating a life of financial stability. Riley's ultimate goal is to equip readers with tools to thrive—not just financially, but holistically—through knowledge, resilience, and community connection. When she’s not writing, teaching, or consulting, Riley enjoys gardening, baking, and volunteering in her local community. She’s also known for her budget-friendly dinner parties, where she blends her love of hospitality with her knack for practical economics. Whether she’s nurturing her garden, cheering at her kids’ soccer games, or analyzing trends in household finance, Riley remains committed to one mission: empowering families to thrive in their unique "domestic economies."