Roberto Otero

Roberto Otero is a Certified Public Accountant, a graduate of Universidad del Valle. (Cali, Colombia) He holds a Master’s degree in Financial Management from the European Postgraduate Institute. With extensive experience in International Financial Reporting Standards (IFRS – Full and SME), he has worked as a financial advisor for small and medium-sized businesses, as well as individuals, including entrepreneurs and new business owners. He is also the Co-Founder and Partner of U&F Asesores S.A.S. Passionate about financial education, he is always looking for ways to share knowledge in a practical and accessible manner. This book is a testament to his commitment to helping others take control of their finances, avoid common mistakes, and maximize the opportunities that come with smart money management.