Sara Conklin

Sara is a multifaceted individual—a wife, mother, grammy, and the creative force behind the Frozen Pennies website and a thriving YouTube channel. With a degree in English and a background as a former teacher, Sara's journey led her to become a Certified Financial Coach through Ramsey Solutions. Drawing from her rich lineage of strong, frugal, and independent women, she has mastered the art of living frugally while cherishing life's simple pleasures, whether it's losing herself in a good book, soaking up the sun at the beach or cherishing moments with loved ones. Her motivation to pen this book stems from personal experience. Having grappled with the suffocating weight of consumer debt while juggling responsibilities such as caring for aging parents, guiding children through the maze of college decisions, and planning for retirement, Sara intimately understands the challenges of midlife finances. Unlike other books on frugality, Sara's work uniquely focuses on navigating this pivotal life stage, demonstrating how one can prepare for the future while embracing a more financially responsible and frugal lifestyle. Through her insightful guidance, readers will discover that achieving debt freedom, mastering budgeting, and embracing frugality are not only attainable but also enriching experiences that pave the way for a fulfilling life. Visit FrozenPennies .com