In my experience with this card, it has been satisfactory overall, though it hasn't stood out as exceptional. One notable drawback is the delay in updating the account balance after making a payment or purchase.This can be frustrating for users who prefer real-time tracking of their transactions. The delay of payments not being processed until several days after submission can lead to forgetfulness regarding the payment, causing users to inadvertently use the funds intended for payment elsewhere. As a result, individuals may find themselves needing to make a second payment and having to wait an additional few days for that payment to process and update accordingly. This card may not be suitable for inexperienced first-time credit card users due to all the confusion regarding payments and account summary.