Dana Miranda

Dana Miranda is a Certified Educator in Personal Finance®, creator of the Healthy Rich newsletter and author of "You Don’t Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease" (Little, Brown Spark 2024). She writes about how capitalism impacts the ways we think, teach and talk about money.

Dana is the expert behind the nationally syndicated “Dear Penny” financial advice column, a regular contributor to Business Insider, Fortune, CNET Money and Salon, and a founding member of the Kiplinger Advisor Collective.

Dana grew up in a working-class family in a small town in Wisconsin. When she joined the ranks of personal finance media in 2015, she found the niche led mostly by advice (and admonitions) from middle-class white men, ignoring the broad diversity of our relationships with work and money. After leaving a leadership position with a popular financial media startup and spending two years as a freelance writer, she created Healthy Rich to change the way we talk about money.